James A. Cioffi, Esq. 250 Tequesta Drive, Suite 200 Jupiter FL 33469

561-747-6000

Real Estate

Seller Representation:
Having an attorney represent your best interest in the sale of your home can help avoid problems that occur at closings, and in some cases, even after closings. It’s not uncommon to have attorney representation at no additional cost when the title work is performed by an attorney.

Buyer Representation:
You should not rely solely on the closing officer or the title company’s lawyer to give you legal advice. They are looking out for the title company and do not represent you. Having your own attorney representation when making such an important purchase gives you peace of mind that the transaction will be executed in your best interest. An attorney can also review closing documents so any problems can be easily corrected and any last minute changes can be made.

Title Insurance:
Title insurance insures you against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans. Trusting us with your title insurance gives you peace of mind that your biggest investment is insured.

Refinancing a Loan:
When refinancing a loan, hiring an experienced attorney to cover the most important services involved in the closing, including explaining the loan documents and making sure all existing mortgages are properly paid off and released, will give you confidence that your legal needs will be served in your best interest.

Mortgage Modification:
Care must be taken when reviewing documents closely and insuring you understand your duties and obligations under your new mortgage modification agreement. Hiring an attorney experienced in real estate and foreclosure matters can help you insure you are making an informed decision before signing any document as important as a Mortgage Modification.

Short Sales:
Short sale contracts do not always clearly state whether or not the lender can pursue the balance of the loan after closing. Real estate agents are not qualified to give detailed legal advice on this matter. If you are considering a short sale of your property, it’s important that you consult an experienced real estate attorney to carefully review all the language in the contract before you sign it.

Foreclosure Defense:
There are a number of potential defenses that can delay, if not halt, a foreclosure action. An attorney experienced in foreclosure can review your closing documents, loan history, and mortgage to determine what defenses are available in your situation. It is very important to contact a foreclosure attorney immediately upon service of the Complaint in Foreclosure. The importance of a timely consultation with an attorney cannot be understated.

Leasing:
Involving an experienced attorney in the leasing process can clear up questions either party may have regarding amendments, assignment and sublease consents, lien agreements, and terminations included in a lease agreement.

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